Ten Ways to Reduce Life Insurance Costs

Article Abstract:

Guidelines are listed regarding ways to reduce life insurance costs. Replacing old term policies with new lower-cost policies, checking differences in premium payment schedules, and considering revertible term policies are some of the suggestions. Caution is advised with regard to health problems when switching policies.

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Do You Need Mortgage Insurance?

Article Abstract:

Mortgage insurance is not always a good buy. Lenders favor the idea because it provides them with the assurance that the mortgage will be paid. Better coverage at less cost may be available.

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What is first-to-die life insurance and how can it be used?

Article Abstract:

Advice on first-to-die life insurance policies is presented. The advantages of such insurance for a business owner are described and the tax and legal implications considered.

Finance, Life insurance, Estate planning, Buy-sell agreements

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