Universal banks; the need for corporate renewal

Article Abstract:

Many large banks have performed poorly over the last ten year period and to overcome these problems, banks have adopted 'core banking' which focuses on their main business such as deposits and loans. However, it is suggested that large banks have to look more closely at all aspects of their business. A divisional model of organization gives individual units autonomy to compete in the marketplace. A confederated model makes each unit completely independent and equipped with skilled staff and resources. The relationship between the units and the head office is also important.

Organizational effectiveness

---

Universal banking: a shareholder value perspective

Article Abstract:

Universal banks offer a wide range of services to their home market, but outside this area they concentrate on wholesale banking. Shareholders may question whether universal banks make the best use of invested capital in comparison to other banks with narrower interests. There is the potential for conflicts of interest to arise if salesmen get commission from the sale of a bank product, or if customers are coerced into buying the bank's own securities products, or if inside information is used to the bank's advantage. Management guidelines for universal banks are given.

Usage, Bank capital

---

Scale versus specialization: banking strategies after the euro

Article Abstract:

The introduction of the euro will change the competitiveness of Europe's financial services industry, with the more specialized and focused banks growing within the European Union. The euro will exert pressure on the stereotypical continental European bank and financial intermediaries will play a more important role. Following the euro's launch, the preferred strategy of the banking sector, as in other industries, is the ability to improve management and innovation.

Financial Services, Finance and Insurance, Economic aspects, Financial services industry, European Union, European Monetary System

Similar abstracts:

• Abstracts: LPAC to investigate 'need' for tall towers in capital. Gummer calls for a new generation of stately homes. Gummer planning guidance backs architectural quality
• Abstracts: Environmental integrated production planning for the ammonia synthesis. Environmental integrated production and recycling management
• Abstracts: Mounting corporate woes spook investors in Taiwan. Volatility is curbing foreign interest in Indian stocks. ...As money flies to the stock market
• Abstracts: Ireland pushes forward with liberalisation. Greece watches international markets warily
• Abstracts: Tunes ride the airwaves: mobile phone jingles are the rage in Hong Kong. Hoping to ring up new sales

This website is not affiliated with document authors or copyright owners. This page is provided for informational purposes only. Unintentional errors are possible.