ABI consults on genetics

Article Abstract:

The Association of British Insurers (ABI) is seeking help from the public in developing a code of practice for insurers to cover how they deal with genetic data. The ABI argues that this issue is so important that the industry alone cannot tackle it. Genetic testing is likely to become more common and there is concern that an underclass of people excluded from insurance could emerge. Most insurers argue that fair prices can be set if information on genetic risks is disclosed, though some are not asking customers about genetic tests.

Medical laboratories, Medical and Diagnostic Laboratories, Specialized Diagnostic Facilities, Management, Genetic screening, Genetic testing, Association of British Insurers, Diagnostic imaging services

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Databases which put insurers to the sword

Article Abstract:

Databases have become increasingly important as a way of targeting consumers without waste, and they can also be used in the interests of consumers. Sword Management is a database manager which has helped develop life insurance for diabetics with the British Diabetic Association (BDA). Diabetics often cannot obtain life insurance or annuities that reflect their shorter life expectancy. Sword is able to use the database to develop financial products geared to members.

Product development, Database marketing, Sword Management

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Insurers pass buck on flooding issues

Article Abstract:

The impact of British floods on insurers is examined in detail, including the likely effect on premiums and deals with reinsurers.

Floods

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