Coming to terms with the pensions world

Article Abstract:

Changes affecting British pension fund management since the Pensions Act of 1995 are examined in detail.

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The next big pensions problem

Article Abstract:

The impact of British pension fund regulations on choice of investments for pension funds is examined in detail.

Laws, regulations and rules, Pensions

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Pensions: charges horror

Article Abstract:

The high charges of some UK insurers mean that investors may lose if they switch to a personal pension from the State Earnings Related Pension Scheme (Serps). Charges made by some companies are so high that low earners may find they are worse off if they join a personal pension scheme. Companies charging lower rates can take more than 20% of funds in fees, and this rises to over half for higher charging companies. There may also be penalties if funds are transferred to another company.

Prices and rates, Insurance industry, Life insurance industry

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