A model of pairwise credit

Article Abstract:

Credit transactions have been depicted at pair-wise activities which have several readily observable characteristics. These characteristics include the existence of trust and a strong sense of mutualism between debtors and creditors. It was also observed that credit transactions facilitate trade and that as the number of debtors increases, creditors increasingly try to ration credit.

Models, Credit, Debtor and creditor

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Bankruptcy reform and credit cards

Article Abstract:

The rise in personal bankruptcy from 1980 to 2004 in the United States was caused mainly bu the increase in "revolving debt" that came mostly from credit cards. The introduction of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 made the cost of filing bankruptcy more burdensome to debtors and forces some debtors to repay from post-bankruptcy earnings.

Personal Financial Mgmt, All Other Plastics Product Manufacturing, Private Households, Consumer Assets & Liabilities, Plastic Credit Cards, Usage, Credit cards, Personal finance, Bankruptcy, Company bankruptcy

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Credit When Credit Is Due

Article Abstract:

Nigeria's trade creditors are concerned over payment. They want more of a voice in how much and when they get paid. Uninsured foreign suppliers are particluarly vulnerable.

International trade, Nigeria

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