The cost of medical progress

Article Abstract:

Medical care costs have increased primarily due to the ability of physicians and health care institutions to treat diseases that were not curable in the past. Expensive medical treatment and health insurance has become a dilemma for families of the concerned patient and a social problem for government. Government must establish and announce their policies on health programs so that people can be guided and respond accordingly.

Social aspects, Medical care, Cost of, Health care costs, Medical policy, Health policy, Health care reform

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Estimating the moral-hazard effect of supplemental medical insurance in the demand for prescription drugs by the elderly

Article Abstract:

The Medicare program covers the inpatient drug needs of the elderly. Medigap policies have been offered by private corporations to cover outpatient prescription drug needs for aged people. Despite these options, many poor elderly still incur substantial out-of-pocket drug expenditures. Moral hazard estimates of supplemental medical insurance showed that those with more coverage also had more prescriptions covered.

Aged, Health insurance, Prescription drug plans, Insurance, Aged patients, Elderly patients, Old age assistance

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What cost savings could be realized by shifting patterns of use from hospital emergency rooms to primary care sites?

Article Abstract:

Ethnic minorities seek fewer health care services than whites across income levels and chronic health conditions. However, blacks incur higher medical expenditures than whites. This contradictory result is explained by public policies that discourage emergency room access for colored people as a cost-cutting measure. Such policies force minorities to consider other, less effective health care options.

Services, Medical care, Demographic aspects, Emergency medical services, Minorities

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