Fixed-premium deposit insurance and international credit crunches

Article Abstract:

The lack of written accounts on the effect of deposit insurance on banking operations resulted to the development of a monopolistically competitive model. The model illustrates the influence of fixed-premium deposit insurance, plainly stated or implied, on bank lending. Interestingly, the deposit insurance increases the interest of banks to provide loans in three ways: by serving as government guaranty on lending, by reducing the extent at which banks are advocated to reduce deals with unreliable loan recipients, and by decreasing the accountability of private banks.

Banking Institutions, Depository Credit Intermediation, DEPOSITORY INSTITUTIONS, Debt Management-Bank Loans, Banking industry, Services, Banks (Finance), Loans, Loan servicing, Deposit insurance, Government guaranteed loans

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Sterilization of capital inflows through the banking sector: evidence from Asia

Article Abstract:

The impact of capital inflows on a country's economy can be mitigated primarily through a sterilization process via the country's commercial banking sector, provided there are no real financial alternatives to that sector. Increasing reserve requirements is one useful technique to effect control over the effect of capital inflows. A study of seven Asian countries involving capital inflows reveals that they follow the Bernanke-Blinder economic model. The study also shows that there is no dominant alternative in countering the effects of capital inflow surges.

Research, Capital movements

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Macroeconomic behavior during periods of speculative pressure or realignment: evidence from Pacific Basin economies

Article Abstract:

Speculative pressure involving foreign exchange markets appears to depend on a country's ability to sustain a stable monetary base. Data from Asia-Pacific economies in the period between 1980 and 1994 indicate that speculative pressure, represented by currency rate fluctuations against the U.S. dollar and changes in net foreign assets, may result from expansionary policies initiated to neutralize drastic exchange rate fluctuations.

Speculation, Pacific Area

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