How are net health insurance benefits distributed in the employment-related insurance market?

Article Abstract:

An examination of how net health insurance benefits are distributed in the employment-related insurance market reveals a transfer of income from those in good health to those with health problems. The health insurance market effectively pools risks and transfers income across states of health. The crucial determinant for the net benefit distribution is the tax subsidy from employer health insurance contributions. The findings suggest caution in initiatives to limit or eliminate the tax subsidy.

Finance

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Opinion: proposals for health policy

Article Abstract:

The important components of the Responsible National Health Insurance (RHI) proposed by the American Enterprise Institute and Heritage Foundation, which are essential to give the tax credit to households with workplace insurance, are discussed.

United States, Management dynamics, Accident & Health Insurance, Insurance Carriers, HEALTH SERVICES, Taxes, Management, Taxation, Health care industry, Company business management

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