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Why don't private employers use risk adjustment? Conference overview

Article Abstract:

Papers presented at the 'Private Employers and Risk Adjustment' conference discuss risk adjustment for health insurance programs by private employers. The reason for the lack of risk adjustment in the private sector health insurance market is not discerned.

Author: Glazer, Jacob, McGuire, Thomas G.
Publisher: Blue Cross and Blue Shield of the Rochester Area, Inc.
Publication Name: Inquiry
Subject: Health care industry
ISSN: 0046-9580
Year: 2001
Usage, Statistics, Contracts, Risk management

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Private employers don't need formal risk adjustment

Article Abstract:

Several reasons that private employers do not use formal risk adjustment in health insurance programs are provided. Premium negotiations and open enrollment regulations are considered better than formal risk adjustment, according to this paper.

Author: Glazer, Jacob, McGuire, Thomas G.
Publisher: Blue Cross and Blue Shield of the Rochester Area, Inc.
Publication Name: Inquiry
Subject: Health care industry
ISSN: 0046-9580
Year: 2001

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Designing employer health benefits for a heterogeneous workforce risk adjustment and its alternative

Article Abstract:

Several health benefit design alternatives are presented. Formal risk adjustment is one of the methods that is highlighted.

Author: Encinosa, William E., Selden, Thomas M.
Publisher: Blue Cross and Blue Shield of the Rochester Area, Inc.
Publication Name: Inquiry
Subject: Health care industry
ISSN: 0046-9580
Year: 2001

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Subjects list: Statistical Data Included, United States, Planning, Health insurance, Employee benefits, Health insurance industry, Management, Marketing
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