The home-equity equation

Article Abstract:

Home equity loans makes sense for such expenses as major improvement to a home, or to pay tuition. Payments usually last 15-20 years so using one for a car loan is not good. A home equity line of credit is an adjustable rate loan in which the loan amount can be accessed over a period of time.

Analysis, Debt, Home equity loans

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The mortgage refinance dance

Article Abstract:

Many experts suggest refinancing when interest rates fall 1.5% to 2% below the rate of the current mortgage. When considering refinancing, it is important to determine if the money saved in interest would exceed that spent in points and fees.

Management, Finance, Personal finance, Housing, Dwellings, Mortgages, Refinancing

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The deductible home office

Article Abstract:

To claim a home office deduction, the home office must be used exclusively for business, and the time spent in the home office must be of greater importance to the business than time spent away. Other qualifying factors are explained.

Taxation, Laws, regulations and rules, Tax deductions, Home offices

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