The new insurance tariff in Belgium

Article Abstract:

Belgium's new insurance tariff has been proposed to come down from 4.75% to 3.75%. Three basic components were taken into consideration to arrive at this new rate, namely, the technical interest rate, the mortality tables and the administration expenses. Belgian maximum technical interest rates that are used by insurers are fixed and determined by Royal Decree. Market forces compel insurers to adopt these rates. The new tariff is not expected to have significant effects on defined contribution plans. However, cost changes caused by the tariff will be shouldered by the employer in defined benefit plans.

Insurance, Insurance Carriers and Related Activities, Administration of General Economic Programs, INSURANCE CARRIERS, Trade Preferences, Taxation, Prices and rates, Belgium, Tax policy, Defined benefit plans, Defined contribution plans, Tariff preferences

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Retirement issues

Article Abstract:

The three main groups in France that should be considered in terms of retirement provisions are the private sector employees, the civil servants and nationalized industry workers, and the self-employed. The impact of the three main pillars of retirement provision on these groups are discussed. These pillars are the state pensions, which consists of social security pension at the individual's retirement; occupational pension, which consists of compulsory occupational pensions and voluntary company pensions; and individual arrangements, which include savings plans and individual life assurance.

Economic aspects, Reports, France, Pensions

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