The Consumer Bill of Rights

Article Abstract:

The Consumer Bill of Rights was created by the Advisory Commission on Consumer Protection and Quality in the Health Care Industry as a measure to bolster consumer confidence in the US health care system and as a reassurance of the consumers' important role in protecting their own health. The government wants to stimulate consumers to be more active participants and to be aware of their responsibilities. The Bill covers areas including Information Disclosure, Choice of Provider and Plans, Confidentiality, and Nondiscrimination.

Health Care, Health Care and Social Assistance, HEALTH SERVICES, Consumer Protection Laws, Consumer protection, Health care industry, Medical care

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How will health insurance reform affect employees and employers in the future?

Article Abstract:

The Health Insurance Portability and Accountability Act of 1996 has enacted some modest reforms that would assure employees of continued coverage under a health insurance plan when they change jobs. Among the other particular changes under the new law are: long-term care insurance is tax-exempt while medical savings accounts will enjoy that status starting in the year 2000. Critics of the law, particularly some employers, complain that implementation is rigorous and expensive.

Direct Health and Medical Insurance Carriers, Hospital and medical service plans, Medical Care Insurance, Insurance Regulation, Health insurance, Insurance law

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Will ERISA block substantive health reform?

Article Abstract:

Health reform on the state level will be delimited by the provisions of the Employee Retirement Income Security Act of 1974 (ERISA). The government has given ERISA waivers but corporations generally oppose them because they would not want to be encumbered by additional state regulations. They do not realize that meaningful reform can be undertaken by states. Furthermore, the preemption provisions of ERISA bar states from regulating self-insured health plans.

Health care reform

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