Variable annuities: to buy or not to buy

Article Abstract:

Variable annuities offer a number of advantages over other investment vehicles. For example, these annuities allow the tax-deferred accumulation of wealth that is not offered in regular mutual funds. Variable annuities also secure death benefits, which helps shield beneficiaries from the sometimes difficult fluctuations of the market. Insurance agents should consider selling variable annuities because insurance companies have made it easier for them to market such products.

Life Insurance, Direct Life Insurance Carriers, Analysis, Product information, Life insurance industry, Variable annuities

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The road to success is paved with good habits

Article Abstract:

There are a number of work habits which are important for successful insurance selling that are cultivated by good agents. Taking extra steps, attention to detail, thinking like a client, and being an advocate for the client are important areas. A high level of knowledge, good back office support, working with a client's advisers, communicating clearly and well, and expecting what is due to them are important, as well.

Insurance, Insurance Carriers and Related Activities, INSURANCE CARRIERS

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Reduce the risk in multifund selection

Article Abstract:

Insurance agents can be successful marketer of 401(k) multifund bundled programs. Achievement in this market necessitates partnering with appropriate service providers and establishing a marketing and business strategy. Agents must be able to communicate the basics of the financial aspects of 401(k) planning to fund sponsors. Insurance agents must also decide how best to design their bundled products.

Services, Salary reduction savings plans, 401K plans

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