Taxed to the max; spending retirement funds to pay off debt can make you a big loser

Article Abstract:

The hidden costs of withdrawals from retirement funds are discussed These include early-withdrawal penalties, income taxes assessed at the time of withdrawal, and the value of tax benefits forfeited.

Usage, Pension funds, Debtor and creditor

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Holiday kid pleasers; stocks make great gifts for young people on your shopping list

Article Abstract:

The advantages provided by stocks as Christmas gifts to minors are discussed. Such gifts can easily be tailored to personal tastes, will grow in value and might even encourage sound financial habits in the recipient.

Gifts to minors

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In terms of the rest of your life... getting smart and shopping around yields good deals in insurance premiums

Article Abstract:

The pros and cons of guaranteed-level life insurance are discussed. These guarantee level premiums for an average of 10 years of a 20-year policy but at least tie future increases to circumstances highly unlikely to occur.

Life Insurance, Direct Life Insurance Carriers, Contracts, Insurance policies

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