Risk-avoidance payoffs

Article Abstract:

Shedding bad habits such as overeating and a smoke-alarm-free home is discussed as a better way to limit insurance costs than omitting certain coverage.

Insurance, Insurance Carriers and Related Activities, INSURANCE CARRIERS, Prices and rates

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Let your keyboard do the shopping; make insurance comparisons on the Internet and cut through the clutter

Article Abstract:

Attorneys trying to decide which malpractice insurance to buy should look to the Internet for information about various policies. The Internet provides information from hundreds of companies, including coverage options and reports on insurers' financial soundness. Most insurance companies now have their own sites, many providing direct quotes. Many sites will also search for the cheapest quotes from multiple insurers.

Purchasing, Services, Electronic commerce, E-commerce, Legal malpractice insurance

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Mortgaging to the max; pledged assets can secure full-value loans with no money down

Article Abstract:

Lenders have traditionally used pledged-asset mortgages to help cash-poor lenders obtain financing without down-payments, but have started targeting wealthy people ready to pledge investment holdings as collateral for homes with 100% mortgages. These vehicles appeal to both borrowers and brokers because as much cash as possible can stay fully invested in the market.

Innovations, Mortgages

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