Choosing between fixed and floating rate mortgages

Article Abstract:

Several new financial modes were created as a result of the volatility of the real estate market during the 1980s. While interest rates rose dramatically in the late 1970s and peaked in 1981 in the midst of unparallel confusion, the lending industry hastened to create financing methods that would properly fit the desire of income property owners to finance properties in a climate that adversely affected interest rates.

Mortgage and Nonmortgage Loan Brokers, Consumer Mortgage Loans, Economic aspects

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When Buyers Can Assume Low-Rate Loans

Article Abstract:

After years of legal disputes about the right of mortgage lenders to enforce due-on-sale clauses, the Garn-St. Germain Act of 1982 appears to have settled the matter. The lender can collect the loan balance when the real property is sold or transferred. Two exceptions are explained. How the exceptions work is told, and an example is given. The arguments of both lenders and realtors in the courts are summarized.

Laws, regulations and rules, Real estate, Real property, Loans

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The Enigma of the stability of the cap rate

Article Abstract:

The volatility enigma of the cap rate is less volatile as compared to that of other indices, which confirms its unique ability as a first cut valuation index to incorporate a different economic and financial regime. The review on the overall cape rates would move lower as debt costs goes lower.

United States, Comparative analysis, Indexes, Indexes (Information retrieval)

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