IT values set to dictate premiums

Article Abstract:

UK commercial property insurance rates are dictated by several factors, including the risk of terrorism, the surge in computer theft and changes in how firms operate and how they process data. The rising number of claims for occupational illnesses such as repetitive strain injury is also having an impact on premiums. However, the UK commercial property insurance market is currently very competitive, and in some cases this is leading to large reductions in rates. Another new issue for insurers is the growth in homeworking and 'hot-desking'.

Industry Overview, Analysis, Property and casualty insurance, Business insurance

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Reducing the burden of premiums

Article Abstract:

The rising cost of insurance on commercial buildings means that both landlords and tenants are now scrutinising their insurance arrangements more closely. Insurance premiums have risen by up to 400% in recent years, largely due to the fact that terrorism insurance must now be bought: before 1993, such insurance was provided free. One potential area of dispute between landlord and tenant is the sum insured value adopted by the landlord.

Real Estate, Real Estate and Rental and Leasing

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Minimise the risks: legal indemnity insurance can offer important protection against various property title defects

Article Abstract:

Legal indemnity insurance can reduce any financial risk connected with property with significant title difficulties. A conventional policy will offer an indemnity for a specific problem, while a title insurance policy will insure the whole title.

Indemnity against liability, Liability indemnity

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