Beware the P-day jitters

Article Abstract:

There has been a significant decline in the UK in gilt rates, the basis on which pension annuities are calculated. There are a number of different types of annuity, including a level annuity and a joint life, last survivor annuity. Even if there is a further fall in annuities, purchasing one at a later age will at least partially balance this out. Phased retirement will probably be the best option for those who already have enough income from other savings or from still working.

Direct Life Insurance Carriers, Life insurance, Retirement Benefits, Annuity Insurance, Analysis, Finance, Retirement planning, Retirees, Annuities

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Going private for profit

Article Abstract:

The services offered by private stockbrokers in the UK are discussed. Investors can place their fund on a discretionary basis, allowing the portfolio manager to make decisions, or can instruct the manager themselves.

Security brokers and dealers, Securities Brokerage, Stock Brokerage, Services, Stockbrokers

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A golden opportunity

Article Abstract:

Issues concerning investing in gold bullion are considered. It is argued that investing directly or indirectly in gold will always be extremely speculative.

Gold Ore Mining, Gold ores, Personal Investing, Gold Bullion, Management, Personal finance, Investments, Gold

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