There are no free lunches

Article Abstract:

It is common in the UK for financial products such as endowment mortgages to be marketed in an extremely complex and misleading way. Consumers are unaware that what they are really getting is merely basic financial products that they could obtain much more cheaply as separate units. Providers compete strongly to sell products on the basis of incentives that appear tempting but often prove to have little real value. Financial services companies have become very talented at making very basic products appear extremely attractive.

Marketing procedures, Marketing

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Net prophets await profits

Article Abstract:

There are indications that the Internet will soon be a leading player in the distribution of financial information and products. The Internet certainly has the potential to be an effective marketplace, connecting investors and suppliers of financial services in an extremely convenient manner. However, it is uncertain how quickly the Internet will be accepted by mainstream investors and financial services concerns. So far, very few people have made money from involvement in the Internet.

Usage, Internet, Distribution

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Before the Big Bang, lunch was often a long liquid affair...

Article Abstract:

The prevailing culture of the City of London in the pre-Big Bang era is discussed. The large US investment banks have benefited most from the changes brought about by Big Bang.

United States, Investment Banking and Securities Dealing, Investment Banking, International economic relations, Security brokers and dealers, Economic aspects, Investment banks, History, London, England, United States foreign relations

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