How to save 15% of your income

Article Abstract:

It takes discipline and self-control to save 15% of one's income. With motivation, however, this is attainable. Basic techniques that help achieve this goal includes differentiating between wants and needs, using credit cards less frequently and keeping track of everyday expenses for a month.

Management, Planning, Personal finance, Personal budgets

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Start now and save on '99 taxes

Article Abstract:

The best time to prepare and initiate tax-reduction strategies is in 1999. Eight of the most effective tax-reduction strategies are presented. These include increasing 401(k) contributions, funding a Keogh plan, making gifts to kids and taking advantage on home equity.

Methods, Tax deductions

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Save on your utility bills

Article Abstract:

Deregulation of US public utilities brings an opportunity for consumers to choose their supplier and the possibility of cutting costs.

Social aspects, Prices and rates, Public utilities, Deregulation

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