Employer-assisted housing: strategies for revitalizing communities

Article Abstract:

The responsibility for extending housing assistance to workers seems to be left to American companies because the usual sources, the federal government and the banks, are struggling to deal with their own financial crises. Employer-assisted housing, however, not only fulfills workers' dreams of home ownership, it also offers other benefits. It makes good business sense for companies to have such housing programs because if their employees are satisfied, employee productivity is increased while turnover is decreased. This translates to substantial savings for the company. Local communities benefit because corporate housing programs can lead to their development and revitalization. Even the Federal National Mortgage Association (Fannie Mae) recognizes the value of employer-assisted housing, and is channeling a significant amount of money for its implementation.

Analysis, Finance, Business enterprises, Community development, Workers

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Housing regulations: help or hindrance?

Article Abstract:

The Housing Commission set up by Pres George Bush and led by Sen Jack Kemp has issued a report that traces the housing crisis to excessive governmental regulation and intervention. The assertions made by the Commission report, however, tend to run counter to previous research. The Housing Commission report, for example, claims that housing regulations have pushed new housing prices by up to 25%, while research by the National Association of Home Builders states that only a minimal 5% of a property's selling price is attributable to regulation. Another Housing Commission observation, that rent control did more harm to the poor, is likewise sharply contradicted by an in-depth research study that concludes otherwise.

Professional organizations, Research, Economic aspects, Prices and rates, Rent control, National Association of Home Builders of the United States, Bush, George H.W., Kemp, Jack F.

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