More turmoil ahead
Article Abstract:
The life insurance industry must increase productivity to maintain profitability and increase returns on capital. Companies that are losing capital may need to decrease their marketing outlays in favor of keeping the money within the corporation. Company size is not proportional to performance, as small companies that cater to an industry niche or buy packaged technology programs do as well as large companies with more capital. It is the companies in the middle that most need to boost productivity. Productive companies are measured by their ratio of expenses to profits.
Publication Name: Best's Review Life-Health Insurance Edition
Subject: Insurance
ISSN: 0275-0988
Year: 1992
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Adjusting the sails
Article Abstract:
The life insurance industry in stabilizing itself after the turbulent 1980s. Examination by regulators, rating agencies, media and consumers has led to a renewed interest in quality for the industry. Insurance companies have had to deal with bad investments, guaranty fund payments and increased competition. Consequently, the life insurance industry has scrutinized its mistakes and is attempting to make a financial comeback while also improving customer service.
Publication Name: Best's Review Life-Health Insurance Edition
Subject: Insurance
ISSN: 0275-0988
Year: 1992
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Financing growth
Article Abstract:
The financing instruments used to fund expansion into the international life insurance market must be evaluated carefully to guarantee success. Many insurers find they must delve into the international market to remain competitive and to manage the high costs of information technology. Various financing instruments are assessed by cost, admissibility, availability, and flexibility.
Publication Name: Best's Review Life-Health Insurance Edition
Subject: Insurance
ISSN: 0275-0988
Year: 1992
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