Restoring individual DI
Article Abstract:
Insurance companies are responsible for downturns in the individual disability insurance market, but insurers have the means to restore profitability. Some of the reasons why insurers lost money with their individual disability insurance products include increasing replacement ratios without increasing premiums, understaffed claims processing departments and inadequate study systems. Ways insurers can resume profitability include changing prices and accessing better financial underwriting information.
Publication Name: Best's Review Life-Health Insurance Edition
Subject: Insurance
ISSN: 0275-0988
Year: 1992
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NHI: it's better than you think
Article Abstract:
A national health insurance system (NHI) in the US would eliminate current health care system problems while providing a major role for the health insurance industry. All other developed nations guarantee medical care to their citizens through mutual aid societies governed by insurance companies. A number of systems to secure adequate health care for all Americans have been proposed. The most promising would link NHI to the Social Security system.
Publication Name: Best's Review Life-Health Insurance Edition
Subject: Insurance
ISSN: 0275-0988
Year: 1992
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Timely medicine for the LTC crisis
Article Abstract:
The funding of private insurance for long-term care (LTC) patients must come from the states for middle-income households. State governments would be repaid by patients' heirs. The majority of LTC patients are the aged and about 50% of these are middle-class. These middle class retirees can't afford adequate LTC insurance and don't qualify for current state medical programs.
Publication Name: Best's Review Life-Health Insurance Edition
Subject: Insurance
ISSN: 0275-0988
Year: 1992
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- Abstracts: Employees entitled to individual relief for misleading communications. Fiduciary liability for inadequate insurance coverage
- Abstracts: Working it out. Unlocking the CPA market. Growth in direct marketing may yield future profits
- Abstracts: Rhetoric and reality. SAFE-T to the rescue. The residual market detour
- Abstracts: Assisting clients with self-insurance. But outlook is only fair as competition heats up
- Abstracts: Selecting investment management systems. The ethereal electronic evolution. Looking back from 1997