Tracking the path of products
Article Abstract:
Prospects are good for life insurance industry marketing of annuities, accelerated death benefits and group long-term care. Life Insurance Marketing and Research Association figures show that sales of annuities grew by an average of 20% annually between 1986 and 1990, with growth continuing, though at a slower pace, in 1991. Accelerated death benefit policies appear to have growing popularity, but tax questions regarding these policies remain. Long-term care insurance policies are improved, now offering inflation protection. Term insurance is still the most widely marketed product.
Publication Name: Best's Review Life-Health Insurance Edition
Subject: Insurance
ISSN: 0275-0988
Year: 1992
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Keeping the faith on annuities
Article Abstract:
The annuity business should prosper in the 1990s, despite turbulence in the financial service industry. Sales of annuities, which rose to $129.3 billion in 1991, now account for almost half of insurance industry premium volume. Consumers should study the financial health of companies offering high-yield annuities before buying. The prospect for annuities remains sunny.
Publication Name: Best's Review Life-Health Insurance Edition
Subject: Insurance
ISSN: 0275-0988
Year: 1992
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Toward a secure retirement
Article Abstract:
The primary goal of financial planners is to allow clients to retire and continue to live at their present standards. Agents need to take into account the insured's cash flow, risks and other income-producing tools in order to design plans including annuities, bonds and trusts. Three case studies of retirement plans are outlined and analyzed.
Publication Name: Best's Review Life-Health Insurance Edition
Subject: Insurance
ISSN: 0275-0988
Year: 1992
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- Abstracts: Working both sides toward a single goal. HUD grants questioned. Superfund: another year of failed compromise?
- Abstracts: Translating the risk. Paint a complete health picture. Keeping up the flow: in 1996, the life insurance industry's lapse ratio fell to lows not seen for two decades
- Abstracts: Calling out before the flood. A capital question. Raising capital: a game of musical chairs
- Abstracts: Assisting clients with self-insurance. But outlook is only fair as competition heats up
- Abstracts: Storm clouds ahead for buyers. Executives speak out. No cause for optimism