Extinguishing claims from passive smokers
Article Abstract:
New health interpretations of passive cigarette smoke should not worry insurers, even though more liability and workers' compensation claims will probably be filed. Although the Environmental Protection Agency (EPA) classifies passive smoke as a Group A carcinogen, underwriters need only show that the EPA report was not scientific in its conclusions linking secondhand smoke to cancer. Insurers can also refute these claims by noting the studies that have found no statistical correlation between cigarette smoke and cancer.
Publication Name: Best's Review Property-Casualty Insurance Edition
Subject: Insurance
ISSN: 0005-9714
Year: 1993
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Warding off claims of sexual harassment
Article Abstract:
Clauses excluding expected or intended harm in general commercial liability policies likely won't protect insurers from claims due to sexual harassment in the workplace. Broad interpretation of the Civil Rights Act of 1991 and statutory limits to exclusion clauses may force insurers to pay harassment claims against employers. Consequently, the National Council on Compensation Insurance has devised a new exclusion clause that is valid in 46 states and specifically excludes sexual harassment claims.
Publication Name: Best's Review Property-Casualty Insurance Edition
Subject: Insurance
ISSN: 0005-9714
Year: 1992
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- Abstracts: Underwriting update - no pain, no claim? Easing the strain of back injuries. Will the ADA disable workers' compensation?
- Abstracts: Strategic pay - an imperative for the 1990's.__ Pay and pricing strategy in a changing market. Team-based reward systems
- Abstracts: Courts rule on when insurance plans are covered by ERISA - and when they're not. Letter agreement promising benefits covered under ERISA
- Abstracts: Workers' compensation 1991. Dismal commercial lines growth restricts P/C industry results. Reviewing the impact of catastrophe losses