Endowing out gracefully

Article Abstract:

Endowment mortgages were very popular in the UK at the end of the 1980s and in the early 1990s. However, it has subsequently become clear that these mortgages are not necessarily a good investment. Older endowments will probably produce a reasonable return, but those who hold newer ones may wish to consider cashing them in.

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New Year's resolution: save more cash

Article Abstract:

The beginning of a new year is a good time to review financial arrangements and identify where savings can be made. It is possible to make substantial savings by searching for the best car insurance deal, and it may be advisable to consolidate debts with a personal loan.

Personal Financial Mgmt, Methods, Management, Personal finance, Financial management

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Flex your mortgage muscle

Article Abstract:

Flexible mortgages can be very beneficial, allowing borrowers to make overpayments or take payment breaks if necessary. These mortgages can be expensive, however, and may not be suitable for borrowers who do not make full use of their flexibility.

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