Hidden costs that really add up. More! That's what you'll pay - unless you watch out for the sneaky charges below

Article Abstract:

Four situation in which the consumer may be paying hidden fees include using ATMs that charge up to $2 per usage, mail-order music clubs with high shipping and handling costs, hotels that have high local telephone and other fees, and high cost from inefficient use of online services.

Banking industry, Economic aspects, Services, Prices and rates, Online services, Internet services, Mail-order industry, Mail order business, Hotels and motels, Automated teller machines, Bank fees, Consumer protection departments and agencies, Consumer protection agencies

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"We paid off a $28,000 credit-card debt."(includes related information on signs that credit card debt is a problem)

Article Abstract:

Julie and Jeff Warner found themselves $50,000 in debt after living beyond their income became their lifestyle. A credit counselor helped them to devise a plan to pay off their credit card debt through smaller and more affordable monthly payments and to reform their spending habits.

Personal narratives, Credit cards, Personal loans

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Will you retire rich?

Article Abstract:

Employees can save more money by starting to contribute to a 401(k) plan when they are young. Participants should contribute the maximum amount allowed, and they should consider riskier investments while they are young. People should avoid borrowing from their 401(k) plans.

Management, Salary reduction savings plans, 401K plans

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