Deflecting liability in lead-poisoning suits

Article Abstract:

Insurance companies will be increasingly confronted with liability suits that claim lead-based paints poison children. One reason for increased litigation stems from the lowering of the Centers for Disease Control's lead poisoning limits from 25 to 10 micrograms per deciliter of blood. These lowered standards could lead to an estimated four million claims. Insurers can protect themselves by researching and analyzing each case to help determine their and their client's liability for lead poisoning.

Forecasts and trends, Insurance industry, Lead poisoning, Lead based paint, Lead based paints

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Preserving E&S market access

Article Abstract:

Insurance regulators should not react to abuses in the excess and surplus line insurance business with excessive and burdensome regulations. However, some eligibility requirements for surplus line insurers should be strengthened and existing laws pertaining to insurer maleficence should be more vigorously enforced. Surplus and excess insurers, under proper government supervision, are a necessary and useful complement to admitted insurers.

Column, Surplus lines (Insurance)

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