Paving road to college; state-sponsored college savings plans travel the superhighway

Article Abstract:

Tax-advantaged college savings plans offered by federal and state governments are discussed. In addition to tax benefits, control offered the saver, contribution limits, investment options and financial aid should be explored. Helpful web sites are mentioned, along with their URLs.

Commercial Banking, Savings Institutions, Savings Account Services, Savings accounts

---

Stay safe with the top down; convertible bonds give holders options to keep on the right road

Article Abstract:

The pros and cons of convertible bonds are discussed, which holders can convert to shares, usually of the issuer's common stock, based on a preset exchange rate. Thus, holders can share in the stock's gains when the market is doing well.

Convertible bonds

---

Catching up with college costs; prepaid tuition plans offer peace of mind, but beware of the pitfalls

Article Abstract:

College tuition increases have made undergraduate education one of a parent's greatest foreseeable expenses and demand advance financial planning. Many private universities now cost $21,000 per year, and costs have risen at twice the rate of inflation for the past decade, doubling in that time. Prepaying college expenses is one option, but upfront premiums and other drawbacks reduce its attractiveness. Investing in stock mutual funds and, as the beneficiary nears college age, shifting into zero-coupon bonds, may be best.

Prepaid tuition programs

Similar abstracts:

• Abstracts: Third-party problems: with an erosion of client privity protection for lawyers, malpractice claims by nonclients are on the rise
• Abstracts: Under covered; proponents say fewer lawyers will go bare if forced to disclose their insurance status. Inexpert witness; lies, resume fraud takes down 'expert' before he takes stand again
• Abstracts: The focus of judgment; be careful where you direct the spotlight during trial. Show time; don't get carried away with complicated exhibits
• Abstracts: Steering clear of conflicts; search time-and-billing systems, new case reports to make checking easier. Lawyer, know thyself; understand all aspects of your practice before buying specific software

This website is not affiliated with document authors or copyright owners. This page is provided for informational purposes only. Unintentional errors are possible.