Don't forget the gas bill

Article Abstract:

It is vital for potential house purchasers to consider what sort of house they can afford before looking at individual properties. It is important to be aware of any additional expenses which may result from moving to a new area, such as travel, and to decide precisely what commitments there will be in regular outgoings. Legal and surveyors' fees will amount to 3-4% of the purchase price, and it may also be necessary to budget for expenses such as ground rent and service charges.

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How to break into home ownership without raiding the bank

Article Abstract:

There are ways in which it is possible to purchase a house even if you do not have enough money for a deposit. It is particularly worth considering buying a new house, as developers often run incentive schemes. Beazer Homes, for example, allows a first-time buyer to purchase a house for an initial 99 pounds sterling, with the company paying the 5% deposit and the purchaser taking on a 95% mortgage. It is also worth looking at rent/buy schemes.

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Over the wire

Article Abstract:

Arranging a mortgage over the phone can be a quick and easy alternative to visiting a number of banks and building societies. There are now a number of telephone-based mortgage lenders in the UK, offering a range of different mortgage packages. Many high street lenders also have direct selling operations. Woolwich Direct, for example, currently offers interest-only mortgages.

Services, Mortgages

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