Tease the last from Tessa

Article Abstract:

It is common for people to pay more tax than they need to simply because they do not go to the effort of finding out about how to reduce their tax liabilities. Many pensioners are unaware that non-taxpayers may choose to receive interest on savings gross rather than net of tax, while married couples may not take advantage of the opportunity to reduce their joint liability to tax by redistributing assets. It is worth considering transferring funds from existing personal equity plans and tax exempt special savings accounts into the new independent savings accounts, which will run from Apr 6, 1999.

Personal Tax Planning, Personal finance, Tax planning

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Understanding the stock market

Article Abstract:

It is usually not possible to gain a very large income from investing in shares, and it is important to keep some money in an ordinary savings account. Those who rely on investment income should give careful consideration to ensuring that their income increases over time, even if this means accepting a lower income initially. It may be possible to secure a guaranteed level of income through investing in gilts, but it must be realized that ordinary gilts do not give protection against inflation.

Commercial Banks, Commercial Banking, Consumer Savings, Savings, Savings accounts

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