Breaking barriers to serving urban markets

Article Abstract:

Insurance companies are venturing into urban markets in response to the growing demand for insurance among urban residents. One company that is striving hard to penetrate the urban market is Bloomington, IL-based State Farm Automobile Insurance Co. To attract urban residents to avail of its services, State Farm is establishing agent and full-service offices in previously unserved areas, helping nonprofit organizations and community groups revitalize urban neighborhoods and encouraging its agents to actively participate in community improvement projects.

Editorial, Services, Automobile insurance, State Farm Mutual Automobile Insurance Co.

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Exploring pollution prevention opportunities in the insurance and risk management professions

Article Abstract:

EPA's Pollution Prevention Division (PPD) has implemented the Pollution Prevention (P2) program to incorporate pollution prevention concepts and strategies into the insurance and risk management industry. P2 techniques can help minimize loss exposures through loss avoidance, loss prevention and loss reduction strategies. A P2-integrated risk management program should be implemented by considering resources, management commitment and authority.

Administration of Air and Water Resource and Solid Waste Management Programs, Pollution Control & Abatement, Asset & Risk Management, Risk management, Environmental aspects, United States. Environmental Protection Agency, Environmental policy, Pollution control

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Redlining myths and realities

Article Abstract:

A 1994 study identifies lack of minority representation as one of the main problems facing the insurance industry. Compounding the problem are minorities' lack of understanding of opportunities in insurance and the failure of insurance companies to provide minority employees with the right training. Insurance commissioners, consumer groups and insurers are establishing innovative programs to address the problem.

Industry Overview, Prevention, Discrimination in insurance, Insurance discrimination

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