Term insurance survey

Article Abstract:

Life insurers will need to adapt to potential changes in term life pricing if the Valuing Life Insurance Model Regulation, developed by the National Assn of Insurance Commissioners, is approved in many states. Many insurers have not formulated plans for complying with the potential law, but possibilities include raising premiums and maintaining guarantee periods or decreasing the guarantee period. In a survey of life insurance companies, premiums for annual renewable term and ten-year level term are tabulated.

Industry Overview, Prices and rates

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Teaching method offers lessons in "real life."(teaching life insurance)

Article Abstract:

A college professor teaching a course in "Life Insurance and Financial Planning" altered his syllabus to include out-of-class projects after he perceived an increasing degree of apathy among students. The course revision brought real-life situations before the students and asked them to confront difficult issues such as how to calculate the value of human life. Students had to confront such issues as the gap in income levels between different demographic segments of the population.

Study and teaching

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New web site educates public on insurance needs

Article Abstract:

A new site on the World Wide Web is being initiated by the Life and Health Insurance Foundation for Education. Called LIFE-line, the site is intended to help in educating the public about insurance products, services, companies, and agents. In 1968, a favorable view of the insurance industry was held by 70% of consumers, but in 1996 this declined to only 25% of consumers, according to a survey by the American Council of Life Insurance.

On-Line Information Services, Database Vendors, Telegraph & other communications, Specialized Telecom Services, Wired Telecommunications Carriers, Information retrieval services, Usage, Database industry, Internet services, Surveys, Information services, World Wide Web, American Council of Life Insurance, Life and Health Insurance Foundation for Education

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