| Journal of the American Society of CLU & ChFC 1993 |
| Title | Subject | Authors |
| ADA, insurance, and employee benefits. (Americans with Disabilities Act) | Law | Huss, Anne C. |
| A decade of despair or of opportunity. | Law | Ratajczak, Donald |
| A discussion of Risk Based Capital. | Law | Burke, J.R. |
| A rational approach to life insurer ratings. | Law | Earnshaw, Craig Wm. |
| A user-friendly analysis of GRITs and GRATs. (grantor-retained income and annuity trusts) | Law | Rainaldi, Frank L. |
| Automating TQM. (Total Quality Management) | Law | Fitzpatrick, Edmund W. |
| Balancing the use of public and private financing for long-term care. | Law | Rosenthal, Marsha, Morith, Nancy P., Makofsky, Ellen G. |
| Banks vs. insurers: if the banks win, does anyone lose? | Law | Wilde, Peter R., Singer, Eugenia M. |
| Can money buy happiness? | Law | Cutler, Neal E. |
| Clinton economics can work if.... | Law | Ratajczak, Donald |
| Color notebook computers. (as a sales visual aid) | Law | Fitzpatrick, Edmund W. |
| Computerizing CSFs. (critical success factors) | Law | Fitzpatrick, Edmund W. |
| Continuing to look a gift horse in the mouth: state death taxes and IRC section 6166. | Law | Kaufman, Barton L., Wheeler, Kristin D. |
| Cultural diversity and its impact on the CLU/ChFC movement. | Law | Weese, Samuel H. |
| Disability insurance update. | Law | Burke, J.R., Krupin, Michael J. |
| "Disclose, disclose, disclose ... and then disclose some more!" (life insurance sales) | Law | Weber, Richard M. |
| Disclosure between agent and client. (life insurance sales) | Law | Lynch, J. Timothy |
| Electronic links with clients. (insurance industry) | Law | Fitzpatrick, Edmund W. |
| Ethical distinctions. | Law | Christensen, Burke A. |
| For the advancement of the profession. (The American College funding) | Law | Tarr, Stephen D. |
| GRATs, GRUTs, and GRITs after the final regulations. (part 1) (grantor retained annuity trusts, grantor retained unitrusts) | Law | Leimberg, Stephan R., Kurlowicz, Ted, Doyle, Robert J., Jr. |
| GRATs, GRUTs, and GRITs after the final regulations. (part 2) | Law | Leimberg, Stephan R., Kurlowicz, Ted, Doyle, Robert J., Jr. |
| Guaranteed principal plus interest: the growth of annuity companies. | Law | Wallace, Robert H., Jr. |
| Hair spray and life insurance: capitalizing on the baby boom's diversity. | Law | Cutler, Neal E. |
| Hints for the use of insurance illustrations. | Law | Christensen, Burke A. |
| Insurance in expert-system-prepared financial plans. | Law | Brown, Carol E., Phillips, Mary Ellen, Nielson, Norma L. |
| Life insurance in foreign trusts - tax trap for the unwary. | Law | Daly, Daniel W., III |
| Looking beyond changes for opportunities. (employee benefits) | Law | Beam, Burton T., Jr., Tacchino, Kenn B. |
| Manage risk, don't avoid it. (insurance industry) | Law | Shapiro, Robert D. |
| Market discipline and the financial strength of life insurance companies. | Law | Reardon, Paul A. |
| New guidelines for vanishing premium disclosure: what underlies the suggested wording. | Law | Miller, Walter N. |
| No nation is an island. (U.S. economic policy and global economics) | Law | Ratajczak, Donald |
| Nonqualified plans: a good thing gets better. (employee fringe benefits) | Law | Beam, Burton T., Jr., Tacchino, Kenn B. |
| Planning for retirement: defined benefit plans and planner due diligence. | Law | McLeod, Robert W., Moody, Sharon, Phillips, Aaron L. |
| Private or personal pensions: leveraged split dollar increases retirement capital for professionals. | Law | Underwood, J. Gary |
| Programmed premium payments provide preferred payoffs. (insurance premiums) | Law | Lynch, J. Timothy |
| Rate of return assumptions. | Law | Burke, J.R. |
| Renewal commissions and other income items as gifts to charity at death. | Law | Leimberg, Stephan R., Huber, Melvyn Jay |
| Securing the future. (life insurance careers) | Law | Christensen, Burke A. |
| Separation, divorce, and employee benefits. | Law | Beam, Burton T., Jr., Tacchino, Kenn B. |
| Social security's financing problems: realities and myths. | Law | Myers, Robert J. |
| Some health reform is needed. | Law | Ratajczak, Donald |
| Some newer cost-containment ideas. (employee fringe benefits) | Law | Beam, Burton T., Jr., Tacchino, Kenn B. |
| State high risk pools for the uninsurable - a critical analysis. | Law | Rejda, George E., McNamara, Michael J., Hanner, Gerald P. |
| Swapping bond investments to reduce capital gains - an illustration. | Law | Chandy, P.R., Sriram, Ram |
| The Continuing Care Retirement Community as a consumer information issue. | Law | Cutler, Neal E. |
| The dilemma of the large premium case (or not having enough beneficiaries is Crummey). | Law | Damora, William H. |
| The disability income industry prepares for the next millenium. | Law | Soule, Charles E. |
| The family business sale: it's more than tax planning. | Law | Lynch, J. Timothy, Dombey, Douglas L. |
| The importance of properly funding universal life. | Law | Borrowman, Jerry |
| The problem with sales illustrations: why it exists and how it should be addressed. | Law | Miller, Walter N. |
| The secular trust revisited. | Law | Goldstein, Michael G. |
| The taxation of accelerated benefits under a life insurance contract. | Law | Griffin, Mark E. |
| The tax economics of a Qualified Personal Residence Trust. | Law | Grobe, Charles S. |
| Trends shaping the future of the life insurance industry. | Law | Shannon, Rex B. |
| Using statistics to measure insurer financial strength. (includes related article on life and health insurance industry's future) | Law | Puccia, Mark, Dreyer, Steven J. |
| Using the Uniform Transfers to Minors Act - a primer for life insurance companies and professionals. | Law | McDonald, Elaine M. |
| U.S. savings and IRAs. (individual retirement accounts) | Law | Schott, Francis H. |
| Variable life - the product of choice in the sophisticated marketplace. | Law | Burke, J.R. |
| What are ethics? (insurance agents) | Law | Christensen, Burke A. |
| Whose pension is it anyway? (part 2) | Law | Beam, Burton T., Jr., Tacchino, Kenn B. |
| Will these productivity gains be sustained? (1993 economic projections) | Law | Ratajczak, Donald |
| Yes, invest the difference - in upscale term conversions. | Law | Dempsey, Kay I. |
| Your client's last purchase: annuities and long-term care planning. | Law | Hunsberger, Donald A. |
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